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PostDec 10, 2007#51

TGE-ATW wrote:Its true that minority communities have traditionally distrusted gov/banks, and with good reasons in many cases. That said, check cashing joints and payday loans are a horrible alternative. It is time to get over historical distrust of banks based on real and/or perceived discrimination, especially since the alternative is outright exploitation in the form of predatory loans and exorbitant check cashing fees. If people are truly opting for these forms of "banking" rather than going to traditional banks because of an ingrained distrust of "the system," they are exploiting themselves.
I agree with most of your comment. However, you kind of contradict yourself. I don't believe they are "exploiting themselves". Come on. The word "predatory", which you used, is indicative of that.



You shouldn't exploit people just because there's the opportunity then blame the exploited. :roll:

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PostDec 10, 2007#52

Arch City wrote:
The Central Scrutinizer wrote:To be fair, the experiences of your friends and family are irrelevant. JustMe123 experienced what he(?) experienced, and made a decision based upon that.
Well it is relevant once one generalizes half of the county. His experience in Florissant shouldn't apply to people in Black Jack. Realistically, he couldn't have possibly had his experiences in all of North County.


He wasn't generalizing all of North County. He was speaking of his experience in Florrisant.


Arch City wrote:
The Central Scrutinizer wrote:Check cashing places exist in areas where there are high concentrations of stupid people.
Well, they should put one downtown on Washington Avenue. :)


I'm sure there are some idiots down here, but not in any great numbers that I have noticed.

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PostDec 10, 2007#53

Arch City wrote:I agree with most of your comment. However, you kind of contradict yourself. I don't believe they are "exploiting themselves". Come on. The word "predatory", which you used, is indicative of that.



You shouldn't exploit people just because there's the opportunity then blame the exploited. :roll:
It takes two to tango. By definition, I don't think they are exploiting themselves but they are screwing themselves. Banks have better terms at least 99.99% of the time. The Grove and other neighborhoods zone these kinds of places out because they're bad news for a neighborhood.

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PostDec 10, 2007#54

If people know that they are being exploited and choose to go along with it, then they are exploiting themselves.

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PostDec 10, 2007#55

The Central Scrutinizer wrote:He wasn't generalizing all of North County. He was speaking of his experience in Florrisant.


"OK, I'm going to come out of the closet and admit that I'm among those people who've moved out of North County."




Which says clearly NORTH COUNTY - not just unincorporated Florissant. His experiences, as he admits, were in Florissant. Why not simply say he had a problem with unincorporated Florissant considering that his troubles were in unincorporated Florissant? Well his issues - in general - were with NoCo.


The Central Scrutinizer wrote:I'm sure there are some idiots down here, but not in any great numbers that I have noticed.
I guess it's just a matter of opinion. :wink:

PostDec 10, 2007#56

TGE-ATW wrote:If people know that they are being exploited and choose to go along with it, then they are exploiting themselves.
That makes no sense. Most of the people don't realize they are being exploited, which is why the government steps in in so many instances regarding predatory lenders etc. etc.

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PostDec 10, 2007#57

Arch City wrote:
The Central Scrutinizer wrote:He wasn't generalizing all of North County. He was speaking of his experience in Florrisant.


"OK, I'm going to come out of the closet and admit that I'm among those people who've moved out of North County."




Which says clearly NORTH COUNTY - not just unincorporated Florissant. His experiences, as he admits, were in Florissant. Why not simply say he had a problem with unincorporated Florissant considering that his troubles were in unincorporated Florissant? Well his issues were - in general - with NoCo.
Or maybe he should have stated his block or parcel, since unincorporated Florissant is generalizing as well. Bad Arch City... :twisted:

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PostDec 10, 2007#58

innov8ion wrote:Or maybe he should have stated his block or parcel, since unincorporated Florissant is generalizing as well.
Keep in mind though that he was the one that said unincorporated Florissant and North County, which is vast.



You've basically validated my point though. Thanks. :)

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PostDec 10, 2007#59

^ Validated that you're being a bit anal retentive? ;)

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PostDec 10, 2007#60

innov8ion wrote:^ Validated that you're being a bit anal retentive? ;)
If that's what you want to call it then have at it. :wink:

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PostDec 11, 2007#61

Arch City wrote:
The Central Scrutinizer wrote:He wasn't generalizing all of North County. He was speaking of his experience in Florrisant.


"OK, I'm going to come out of the closet and admit that I'm among those people who've moved out of North County."




Which says clearly NORTH COUNTY - not just unincorporated Florissant. His experiences, as he admits, were in Florissant. Why not simply say he had a problem with unincorporated Florissant considering that his troubles were in unincorporated Florissant? Well his issues - in general - were with NoCo.


OK, I really apologize for starting this argument.


were in Florissant


No, actually, they were not.



To clarify things (and to clear my probably-no-longer-good name), I said "unincorporated Florissant" as a reference point -- "unincorporated" because we were "County" and not part of any muni. "Florissant" because our ZIP code was 63033 -- a Florissant code. I actually lived in the Black Jack area (all or most of which, IIRC, is covered by "Florissant" ZIP codes 63033 and 63034 according to the post office) -- off Old Halls Ferry Rd. I think Black Jack is or was planning to incorporate my neighborhood, if they haven't already. My inlaws lived in the Dellwood/Ferguson area. I attended HS in Spanish Lake. Most of my HS friends were from Spanish Lake, Bellefontaine Neighbors, Riverview or the Baden neighborhood of North City.



I absolutely, positively told myself I was not going to be one of those people who grew up in North County, then migrated to O'Fallon, verbally trashing NoCo as they left. Trust me, I've lived/worked/played with enough of those people to know I don't want to BE like that.



My original post -- and admittedly it was off topic to the subject of baggy pants :oops: -- was in reply to the post about white migration out of the Hazelwood School District. Having lived in that district for a very long time, I really had strong but mixed emotions on reading the article -- hopeful, sad, etc.



Just an FYI on the Hazelwood District - "Hazelwood" is a misnomer. The district is geographically huge, spreading from Hazelwood and almost-Bridgeton in the west to the Mississippi River in Spanish Lake to the east, and from the Missouri River in the North to areas south of 270 abutting the Riverview Gardens and Ferguson-Florissant districts in the south. The Ferguson-Florissant district encompasses much of the "traditional" city of Florissant, but other than that, I think Hazelwood has almost all the land area north of 270, plus a little bit south of 270.

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PostDec 12, 2007#62

I don't blame anyone in North County for wanting to move to other areas around the city. If private school wasn't an option like it was for my kids, I'd want to send them to a school district where they can go to a school where they're more likely to have a lot in common with other students. A school where the other students are more focused on school and its school-sponsored activities rather than their "street credibility." It's a shame that North County is going "south" on some levels but I do not blame those who are moving at all whatsoever. It's their right to choose where they live and if they want to live somewhere in St. Charles County or Wildwood or Eureka or West County rather than try to deal with many of the wannabe gangsters moving into their neighborhoods (whether that's true or not) then that's their own business.

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